{"id":16915,"date":"2026-09-09T10:58:01","date_gmt":"2026-09-09T17:58:01","guid":{"rendered":"https:\/\/mattfife.com\/?p=16915"},"modified":"2026-07-18T11:09:06","modified_gmt":"2026-07-18T18:09:06","slug":"401k-millionaires-grows-to-record-numbers","status":"publish","type":"post","link":"https:\/\/mattfife.com\/?p=16915","title":{"rendered":"401k millionaires grow to record numbers"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">For the first time, half of private-sector workers are saving in 401(k)s, and it appears people are taking full advantage of it &#8211; by becoming millionaires.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.wsj.com\/personal-finance\/retirement\/401k-millionaires-382f5c33\" data-type=\"link\" data-id=\"https:\/\/www.wsj.com\/personal-finance\/retirement\/401k-millionaires-382f5c33\">Fidelity reported they have 654,000 customers that have over 1 million dollars in a 401k<\/a> at the end of 2025, the highest level in records going back to the early 2000s. Around 3.2% of more than three million accounts tracked by benefits provider\u00a0<a href=\"https:\/\/archive.is\/o\/3ynGL\/https:\/\/www.wsj.com\/market-data\/quotes\/ALIT\" target=\"_blank\" rel=\"noreferrer noopener\">Alight<\/a>\u00a0had balances above $1 million as of the third quarter, double the figure at the end of 2022. At\u00a0<a href=\"https:\/\/archive.is\/o\/3ynGL\/https:\/\/www.wsj.com\/market-data\/quotes\/TROW\" target=\"_blank\" rel=\"noreferrer noopener\">T. Rowe Price<\/a>, roughly 2.6% of participants had balances above $1 million, up from 1.3% at the end of 2022.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For the first time, half of private-sector workers are saving in 401(k)s, and it appears people are taking full advantage of it &#8211; by becoming millionaires. Fidelity reported they have 654,000 customers that have over 1 million dollars in a 401k at the end of 2025, the highest level in records going back to the early 2000s. Around 3.2% of more than three million accounts tracked by benefits provider\u00a0Alight\u00a0had balances above $1 million as of the third quarter, double the&#8230;<\/p>\n<p class=\"read-more\"><a class=\"btn btn-default\" href=\"https:\/\/mattfife.com\/?p=16915\"> Read More<span class=\"screen-reader-text\">  Read More<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[9],"tags":[],"class_list":["post-16915","post","type-post","status-publish","format-standard","hentry","category-cool"],"jetpack_publicize_connections":[],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p4WECr-4oP","jetpack-related-posts":[],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/mattfife.com\/index.php?rest_route=\/wp\/v2\/posts\/16915","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mattfife.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mattfife.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mattfife.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/mattfife.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16915"}],"version-history":[{"count":3,"href":"https:\/\/mattfife.com\/index.php?rest_route=\/wp\/v2\/posts\/16915\/revisions"}],"predecessor-version":[{"id":16918,"href":"https:\/\/mattfife.com\/index.php?rest_route=\/wp\/v2\/posts\/16915\/revisions\/16918"}],"wp:attachment":[{"href":"https:\/\/mattfife.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16915"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mattfife.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16915"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mattfife.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16915"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}